In each country, the activity is governed by a particular law, and there is no law that regulates real estate issues worldwide.

In Spain, to be able to practice as a real estate agent, you must be registered in the Registry of Real Estate Agents"), a registry whose purpose is to promote transparency in the real estate sector and guarantee consumer protection.[8]​[9]​.

In Mexico, there are associations such as the Mexican Association of Real Estate Professionals and the Association of Professionals in Real Estate Marketing that seek to professionalize and protect consumers through the formalization of the profession of Real Estate Agent.

In Chile, the activity of property brokerage is not regulated, but there are associations such as the National Chamber of Real Estate Services of Chile – ACOP, the Círculo de Corredores de Propiedades and the Guild Association of Property Brokers of Chile – Coproch, which seek to improve the standard of property brokerage in the country, so that clients can feel confident that they are served by professional and trustworthy companies.

In the Dominican Republic, the activity of the real estate agent is not regulated by law. Consequently, a license issued by the State is not required to practice this trade. However, there is a National Association of Real Estate Agents and Entrepreneurs (AEI). The AEI seeks to integrate and harmonize the actors that converge in the marketing and sale of properties.

In Ecuador it is a requirement to obtain the Professional Real Estate Broker License, and comply with the provisions of Article 77 of the Commercial Code in Ecuador. Also have reached the age of majority (18 years), have at least one year of experience in the activity and be authorized to freely carry out commercial activities.

In Peru, the activity of the real estate agent is regulated by Law 29080.[10]​ The purpose of this law is to create the Real Estate Agent Registry of the Ministry of Housing, Construction and Sanitation.[11]​[12]​.

There are currently, through the use of communication technologies and the Internet, virtual real estate agents, which materialize through websites, in which there are two main factors: the sellers and the buyers of properties. These spaces provide a meeting place to exchange contacts for those who want to sell, rent, or buy properties. In this way, a new virtual space is created that belongs to the owner of the website, who could be conceptualized as a virtual real estate agent.

Within the real estate sector there is a particularly specialized subsegment, the hotel advisory and intermediation sector. In Spain there are some generalist real estate agents who also work in the hotel consulting segment. There are also companies specialized exclusively in hotels, hotel operator searches and hotel investment searches.

A mortgage broker is a financial intermediary specialized in the management, advice and processing of mortgage loans between clients and financial institutions. Its main function is to help mortgage applicants find and obtain the most advantageous conditions on the market, acting as a liaison between clients and multiple banks or credit institutions.

Mortgage brokers provide a number of key services:.

• - Personalized financial evaluation: they analyze the client's financial situation, including income, debts, credit history and personal objectives, to determine what type of mortgage best fits their profile.

• - Comparison of mortgage offers: access a wide network of financial entities to compare mortgage products in terms of interest rate, terms, commissions and general conditions.

• - Negotiation with banking entities: they act on behalf of the client during the mortgage negotiation, seeking to improve the standard conditions offered by banks, including lower interest rates or more flexible contractual conditions.

• - Support during the process: they offer continuous advice and support at all stages of the mortgage process, from the initial evaluation to the signing of the contract before a notary.

Hiring a mortgage broker can offer several advantages, such as:.

• - Saving time and effort: the client avoids having to visit multiple banks or interpret complex financial terminology on their own.

• - Access to better conditions: thanks to their experience and relationships with financial institutions, brokers can negotiate conditions that in many cases are not available to the general public.

• - Independent advice: as they are not linked to a single banking entity, brokers offer an objective vision focused on the client's interests.

• - Access to exclusive offers: sometimes, brokers have access to financial products that are only marketed through professional intermediaries.

The service of a mortgage broker usually has a cost for the client, although this varies depending on the country, the company or the type of service contracted. In many cases, the fee is charged only if a mortgage is formalized with one of the entities with which the broker has negotiated, which guarantees that the service is focused on achieving concrete and beneficial results for the client.[13]​.

Unlike banks, which only offer their own products, real estate agents work with multiple banks and are focused on finding the option that best suits the client, not necessarily the one that most benefits a specific entity. For this it is important to know how much each owner's property is worth.

In many countries, mortgage brokers must be registered and comply with specific regulations that guarantee their transparency, professionalism and consumer protection. These requirements may include certifications, licenses, and adherence to financial sector ethical codes.

In each country, the activity is governed by a particular law, and there is no law that regulates real estate issues worldwide.

In Spain, to be able to practice as a real estate agent, you must be registered in the Registry of Real Estate Agents"), a registry whose purpose is to promote transparency in the real estate sector and guarantee consumer protection.[8]​[9]​.

In Mexico, there are associations such as the Mexican Association of Real Estate Professionals and the Association of Professionals in Real Estate Marketing that seek to professionalize and protect consumers through the formalization of the profession of Real Estate Agent.

In Chile, the activity of property brokerage is not regulated, but there are associations such as the National Chamber of Real Estate Services of Chile – ACOP, the Círculo de Corredores de Propiedades and the Guild Association of Property Brokers of Chile – Coproch, which seek to improve the standard of property brokerage in the country, so that clients can feel confident that they are served by professional and trustworthy companies.

In the Dominican Republic, the activity of the real estate agent is not regulated by law. Consequently, a license issued by the State is not required to practice this trade. However, there is a National Association of Real Estate Agents and Entrepreneurs (AEI). The AEI seeks to integrate and harmonize the actors that converge in the marketing and sale of properties.

In Ecuador it is a requirement to obtain the Professional Real Estate Broker License, and comply with the provisions of Article 77 of the Commercial Code in Ecuador. Also have reached the age of majority (18 years), have at least one year of experience in the activity and be authorized to freely carry out commercial activities.

In Peru, the activity of the real estate agent is regulated by Law 29080.[10]​ The purpose of this law is to create the Real Estate Agent Registry of the Ministry of Housing, Construction and Sanitation.[11]​[12]​.

There are currently, through the use of communication technologies and the Internet, virtual real estate agents, which materialize through websites, in which there are two main factors: the sellers and the buyers of properties. These spaces provide a meeting place to exchange contacts for those who want to sell, rent, or buy properties. In this way, a new virtual space is created that belongs to the owner of the website, who could be conceptualized as a virtual real estate agent.

Within the real estate sector there is a particularly specialized subsegment, the hotel advisory and intermediation sector. In Spain there are some generalist real estate agents who also work in the hotel consulting segment. There are also companies specialized exclusively in hotels, hotel operator searches and hotel investment searches.

A mortgage broker is a financial intermediary specialized in the management, advice and processing of mortgage loans between clients and financial institutions. Its main function is to help mortgage applicants find and obtain the most advantageous conditions on the market, acting as a liaison between clients and multiple banks or credit institutions.

Mortgage brokers provide a number of key services:.

• - Personalized financial evaluation: they analyze the client's financial situation, including income, debts, credit history and personal objectives, to determine what type of mortgage best fits their profile.

• - Comparison of mortgage offers: access a wide network of financial entities to compare mortgage products in terms of interest rate, terms, commissions and general conditions.

• - Negotiation with banking entities: they act on behalf of the client during the mortgage negotiation, seeking to improve the standard conditions offered by banks, including lower interest rates or more flexible contractual conditions.

• - Support during the process: they offer continuous advice and support at all stages of the mortgage process, from the initial evaluation to the signing of the contract before a notary.

Hiring a mortgage broker can offer several advantages, such as:.

• - Saving time and effort: the client avoids having to visit multiple banks or interpret complex financial terminology on their own.

• - Access to better conditions: thanks to their experience and relationships with financial institutions, brokers can negotiate conditions that in many cases are not available to the general public.

• - Independent advice: as they are not linked to a single banking entity, brokers offer an objective vision focused on the client's interests.

• - Access to exclusive offers: sometimes, brokers have access to financial products that are only marketed through professional intermediaries.

The service of a mortgage broker usually has a cost for the client, although this varies depending on the country, the company or the type of service contracted. In many cases, the fee is charged only if a mortgage is formalized with one of the entities with which the broker has negotiated, which guarantees that the service is focused on achieving concrete and beneficial results for the client.[13]​.

Unlike banks, which only offer their own products, real estate agents work with multiple banks and are focused on finding the option that best suits the client, not necessarily the one that most benefits a specific entity. For this it is important to know how much each owner's property is worth.

In many countries, mortgage brokers must be registered and comply with specific regulations that guarantee their transparency, professionalism and consumer protection. These requirements may include certifications, licenses, and adherence to financial sector ethical codes.