Affordable housing plan
Introduction
The Concerted Housing and Land Plan for the period 2008-2012[1] of Andalusia approved by Decree 395/2008, of June 24, of the Junta de Andalucía, modified by Decree 266/2009, of June 9,[2] aims to promote the promotion of protected housing and actions in the field of housing and rehabilitation, in compliance with the mandate that the Article 47 of the Constitution and Article 25 of the Statute of Autonomy for Andalusia[3] direct the public powers to promote the exercise of the right to decent, quality housing appropriate to the family, economic and social situation, which is owned by the people referred to in Article 12 of the Statute of Autonomy for Andalusia.
This Concerted Housing and Land Plan of Andalusia states that housing must be of quality, decent and adequate to satisfy the housing needs of Andalusians and their families, in a way that guarantees a safe, independent and autonomous life "Autonomy (philosophy and psychology)"), providing, together with sufficient public facilities, the exercise of other rights such as the right to personal or family privacy, health and education. Objective included in the Law on the Right to Housing of Andalusia to guarantee that citizens, especially with low incomes, have access to decent housing.
Housing objectives and policy
This Plan is based on a complex situation, since on the one hand the legacy of the real estate bubble, with a rise in free housing prices, a shortage of land to create protected housing as a result of an inflationary decade with an abusive price increase and wage stagnation that ended in 2007 but began in the 1990s, meant that many people could not access decent housing. The situation generated since 2008, with a very important economic and financial crisis worldwide, but with the specificity of the Spanish real estate crisis of 2008, has caused a shortage of bank financing that prevents the development of protected housing programs that require a system of soft loans, which allow families with limited resources to finance or be able to assume the economic obligations for access to decent and adequate housing, thus fulfilling the Andalusian Constitutional mandate of guaranteeing the right to decent housing.
In this unfavorable context, the Concerted Housing and Land Plan foresees a production "Production (economy)") of 328,078 actions in housing and land for the period of validity of the Plan that runs from 2008 to 2012 to allow citizens' access to homes for purchase and also for rent, promote the development of land for protected housing and the rehabilitation of homes in Andalusian cities. In this way, an attempt is made to avoid supply bottlenecks in the medium and long term in the sector and to serve a population that is especially vulnerable in the situation caused by the economic crisis. The objectives of this Plan are the following: